Discover RSVP Code | Step-by-Step: Find, Enter & Apply Online (Pre-Approved Offer)
Discover RSVP code lets you redeem a Discover pre-approved offer in minutes: find your code on the mailer or email, enter it on the official site, and complete your application with a quick soft inquiry (no credit score impact). This guide shows exactly where to locate the code, how to submit it safely, and what to expect next.
Below you’ll get a simple step-by-step flow to find and enter your code, common fixes if the RSVP code isn’t working, security tips to avoid fake pages, and FAQs about Discover pre-approval vs pre-qualification, soft vs hard inquiry, and eligibility—so you can apply online with confidence.
How to Use Your Discover Pre-Approved Offer Code to Apply Online
If you received a pre-approved Discover credit card offer by email or your mail box recently, you are probably wondering what’s next. Is it legit? What do I do with it? And how do you actually apply with this Discover RSVP code?
This page will walk you step by step through everything you need to know about Discover pre-approved offers, from discovering what they are, to finding your code, to applying online safely. We’ll even cover what to do if the code is not valid and answer the most asked questions.
Let’s begin.
What Is a Discover Pre Approved Offer Code?
A Discover pre-approved offer code is an exclusive code that goes to a select few individuals who have already been prequalified as highly likely to qualify for a Discover credit card. The offers are extended based on so-called soft credit inquiry—which is when Discover pulled some information from your credit report without lowering your credit score.
If you receive one of these invitations, you’re in luck. Discover has already done some initial screening and believes you’d be a great fit for one of their cards. Those invitations typically contain:
- A unique RSVP or invitation code
- Information on a specific Discover credit card offer
- Exclusive conditions, such as 0% introductory APR, cash back rewards, or no yearly fee
- A brief response time
This code is also sometimes called:
- Discover RSVP Code
- Discover Invitation Number
- Find Offer Code
Pre-approval isn’t “guaranteed approval,” but it does mean your chances of approval—if you do apply—are significantly higher than applying cold.
How to Find Your Discover RSVP Code
Your Discover RSVP code will typically be printed on the offer letter or email Discover sent you. If it arrived by mail, you’ll usually find it near the top or middle of the letter—often in bold or inside a highlighted box. It will look something like this:
XYZ123456789It may be 9 digits, it may be 23 digits—it depends on the offer’s nature. If you received the offer through mail, the code is generally in the body of the mail or even the subject line at times.
If you cannot find your Discover RSVP code or threw away the letter by mistake, don’t worry—Discover lets you check online whether you’re pre-approved without using a code.
Step-by-Step: Redeem Your Discover Offer Code
Now that you have your Discover RSVP code in hand, here’s exactly what to do in order to redeem it online.
Step 1 – Visit Discover’s Official Pre-Approval Page
The only safe place to use your code is on Discover’s official website. Open the pre-approval form here:
discovercard.com/application/preapproval/initial.
Make sure the URL starts with https:// and the domain is discover.com or discovercard.com.
Security Warning
- Use only official domains:
discover.comordiscovercard.com. - Verify https:// and the padlock in the address bar. Do not proceed on “Not secure” pages.
- Type the URL manually or use the official link above—avoid shortened links and ads.
- Never send your full SSN via email/chat; only enter it inside Discover’s official form.
- If your code doesn’t work, use the official status page:
Check pre-approval status.
Step 2 – Enter Your Code and Last Name
The pre-approval page will include a short form asking for your RSVP code and last name. Type the code exactly as shown on your mailer/email (letters and numbers), then enter your last name exactly as it appears on the offer. Click Continue to proceed.
Step 3 – Your Offer Details
If the code works, the next screen will display the actual Discover card offer that you are pre-approved for. The page typically has:
- The Discover card product (i.e., Discover it® Cash Back)
- Intro APRs (e.g., 0% for 14 months)
- Standard APR ranges
- Cashback rewards or other perks
- Fees (if any)
Take a few minutes to read it all through slowly. Make sure that this card is just the thing for you and your finances. If not, you can consider other cards on Discover’s website—but terms will differ from your offer.
Step 4 – Complete and Submit Your Application
If you’re happy with the offer, it’s time to complete the online application.
You’ll need to provide some personal information, including:
- Full name and mailing address
- Social Security Number (SSN)
- Date of birth
- Employment status
- Total annual income
Discover uses this information to verify your identity and check your credit more deeply. This step will trigger a hard inquiry on your credit report.
After submitting the form, you’ll usually receive a decision in less than 60 seconds. In some cases, Discover may ask for additional documents or review your application manually, which can take a few days.
What If Your RSVP Code Doesn’t Work?
It’s possible that your RSVP code may not work. This can happen for several reasons:
- Expired offer: most pre-approved offers are valid for a limited time (often 30–60 days).
- Entry error: double-check for typos (O vs 0, l vs 1) and include every character exactly as printed.
- Name mismatch: the code may be tied to a different last name (e.g., name change, different recipient).
- System issue: occasional technical problems can block the form temporarily.
If the code still fails, verify your status without a code using Discover’s official pre-approval form (soft inquiry, no score impact):
Check pre-approval without a code.
Or, directly check the status of a pre-approved offer if you believe one is tied to your profile.
Discover Pre-Approval vs. Normal Application
Many people wonder whether it’s better to use a pre-approved invite/code or just apply on the Discover website. Here’s the key difference.
Using your Discover RSVP code taps into a targeted, pre-approved offer that’s already matched to your profile.
- Pre-approval (soft inquiry): Discover has already screened your credit with a soft pull and targeted you for a specific card. Your approval odds are typically higher and the terms may be more favorable.
- Normal application (no code): You start from scratch. Discover will run a hard inquiry immediately and the terms you receive may be less favorable than a targeted offer.
Bottom line: If you have a pre-approved offer or a Discover RSVP code, using it generally protects your credit more (soft inquiry first) and improves approval odds. However, pre-approval is not a guarantee—final approval and terms depend on Discover’s full review during the application (hard inquiry).
Frequently Asked Questions About Discover Pre Approved Offers
Below are some of the most frequent questions that people ask when they receive one such offer.
Does a pre-approved offer guarantee that I’ll be approved?
No. While it improves your chances for approval, final approval is determined by the full application and most recent credit data. It’s not guaranteed, but it’s a positive indication you’ll be approved.
Is it secure to apply online using my code?
Yes—if you’re on the Discover site. Don’t click third-party or advertising sites that claim to “help you apply.” Use only:
https://www.discover.com/credit-cards/pre-approved/
What if I don’t want the card they issued me?
If you do not wish to accept the offered card, you can still review other Discover cards and apply as usual. Be aware that their offers might not be as good as your pre-approved offer.
I lost my code. Can I still check for offers?
Yes! Visit Discover’s general pre-approval page:
https://www.discovercard.com/application/preapproval/initial
It only takes less than 2 minutes.
Final Tips & Next Steps
If you’re ready to apply for a Discover credit card with your pre-selected offer, keep the following in mind:
- Don’t wait—pre-approved offers have limited time, usually only a few weeks.
- Always verify that you’re on Discover’s website before entering your code.
- Never give your RSVP code to anyone. It’s tied to your credit information.
- Carefully review the terms of the card before applying.
- If you’re denied, don’t worry—Discover may have alternative options or allow you to reapply in the future.
- And remember, in case you’re ever uncertain or confused, Discover’s customer support is there to help you along the way.
FAQs
Is Discover pre-approval a guarantee of approval?
No. While it’s a good sign, approval will always be based on a full credit review.
Does checking a Discover offer affect my credit?
No. Pre-approval is a soft pull and will not hurt your score. But if you do apply, Discover will do a hard pull.
How long does the offer code last?
Check the letter or e-mail—it will show how long the offer is valid. Most are valid for 30 or 60 days.
Can I apply without a code?
Yes. You’re always free to apply for any Discover credit card at any time, but your offer terms might differ from your pre-approved offer.
With the knowledge that you’ve gained on how to redeem your Discover pre-approved offer, you’re now well-prepared to make the right move and do so with confidence. Always check the official website, read your offer carefully, and act within the stated timeframe.
If you’re ready to redeem or view your Discover RSVP code, go to:
https://www.discovercard.com/application/preapproval/initial
