Privacy Policy

Privacy Policy

This Privacy Policy explains how Check My Credit Offer (“we”, “us”, “our”) collects, uses, and protects information on checkmycreditoffer.com (the “Site”). We are an independent educational blog for U.S. readers.

Privacy Policy — how Check My Credit Offer uses cookies, advertising, and protects your data (U.S. readers).Privacy Policy — how Check My Credit Offer uses cookies, advertising, and protects your data (U.S. readers).Privacy Policy — how Check My Credit Offer uses cookies, advertising, and protects your data (U.S. readers).Privacy Policy — how Check My Credit Offer uses cookies, advertising, and protects your data (U.S. readers).

Who We Are & How to Contact Us

Information We Collect

  • Information you provide: emails you send us (contact, corrections) and any details you include.
  • Automatic data: device, browser, IP address (for security/analytics), pages viewed, time on page, referrer URL.
  • Cookies & identifiers: used for site functionality, analytics, and advertising (see “Cookies & Ad Partners”).

How We Use Information

  • Operate, secure, and improve the Site and content quality.
  • Respond to messages and reader requests.
  • Measure readership and detect abuse/fraud.
  • Show advertising and limit ad frequency where applicable.

Cookies, Analytics & Advertising Partners

We use cookies and similar technologies. Google (AdSense) and other ad partners may use cookies or mobile identifiers to serve ads, including personalized ads, based on your visits to this and other sites. You can manage or opt out:

Note: If you are in the EEA/UK, we use consent banners (Consent Mode v2) to honor your choices.

Sharing, “Selling,” and Service Providers

We do not sell your personal information. We may share limited data with service providers (hosting, analytics, security, ad serving) under contracts that restrict use to providing services to us. We may disclose information where required by law or to protect our rights and users.

Your Privacy Rights

  • U.S. (CPRA/California): right to know/access, delete, correct, and opt out of sharing for cross-context behavioral advertising. To exercise rights, email contact@checkmycreditoffer.com with subject “Privacy Request”.
  • EEA/UK (GDPR): where applicable, rights to access, rectify, erase, restrict, object, and portability. Legal bases may include consent, legitimate interests (site security/analytics), and contract (responding to messages).

Data Retention & Security

We keep data only as long as necessary for the purposes above, then delete or de-identify it. We use reasonable safeguards, but no method of transmission or storage is 100% secure.

Children’s Privacy

The Site is for users 18+. We do not knowingly collect personal information from children under 13 (COPPA). If you believe a child provided information, contact us and we will delete it.

Third-Party Links & Issuer Sites

We link to banks, issuers, and government sites for convenience. Their privacy practices are their own—review their policies before submitting any information.

Changes to This Policy

We may update this Policy. The “Last Updated” date will reflect the most recent changes.

Last Updated

August 26, 2025