Terms & Conditions

Terms & Conditions

Welcome to Check My Credit Offer (“we”, “us”, “our”). By accessing or using checkmycreditoffer.com (the “Site”), you agree to these Terms & Conditions (“Terms”). If you do not agree, please do not use the Site.

 

Terms & Conditions — policies for using Check My Credit Offer, an independent U.S. credit education site.

Who We Are & Purpose

We are an independent educational blog for U.S. readers. We are not affiliated with any bank, card issuer, or government agency. Content is for education only and may reference third-party brands for identification or commentary.

Not Financial, Legal, or Tax Advice

Information on this Site is provided for general educational purposes and is not individualized financial, legal, or tax advice. We do not consider your specific circumstances. Before acting, consider consulting a licensed professional.

Eligibility & U.S. Audience

The Site is intended for users aged 18+ located in the United States. Availability of products discussed may vary by issuer and jurisdiction.

Permitted Use & Prohibited Conduct

  • Use the Site for personal, non-commercial purposes only.
  • Do not scrape, harvest, or reproduce large portions of the Site without written permission.
  • Do not post or transmit malware, spam, defamatory, or unlawful content.
  • Do not impersonate others or misrepresent your affiliation with any entity.

Intellectual Property

The Site and its original content are owned by us and protected by applicable IP laws. You may quote brief excerpts with clear attribution and a link back to the original page. All third-party trademarks and logos are the property of their respective owners and do not imply endorsement.

External Links, Offers & Issuer Portals

For convenience we may link to third-party sites (banks, issuers, agencies). We are not responsible for their content, accuracy, terms, or privacy practices. Product terms can change at any time—always verify details on the issuer’s official website before applying.

Advertising & Disclosures

The Site may display ads (e.g., Google AdSense) and may include affiliate or sponsored links which could result in compensation to us at no additional cost to you. Advertising does not influence our editorial content. See our Privacy Policy for cookie and personalization details.

No Warranties

The Site is provided “as is” and “as available.” We make no warranties, express or implied, regarding accuracy, reliability, availability, or suitability for a particular purpose. Your use is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill arising from your use of the Site or reliance on its content.

Indemnification

You agree to indemnify and hold us harmless from any claims, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising from your use of the Site or violation of these Terms.

Copyright & DMCA Notices

If you believe material on the Site infringes your copyright, email us at
contact@checkmycreditoffer.com with: (1) your contact details, (2) a description and URL of the allegedly infringing work, (3) a statement of good-faith belief, and (4) a statement under penalty of perjury that you are authorized to act.

Changes to These Terms

We may update these Terms at any time by posting a revised version on this page. Your continued use of the Site after changes become effective constitutes acceptance of the updated Terms.

Contact

Last Updated

August 26, 2025